FIRE 2

 Fire 2

It was an accident but in my early 20s not only did I pay off my mortgage hand over fist and live very frugally but also paid into a pension even during the hardest times. I paid into a pension from my early 20s and until the day I stopped work at 47. 25 years of pension paid in consistently from a young age is I hope how I will fire because my fire with the frugal living in the savings the savings will take me to 55 and at 55 I will apply for my pension and it will be reduced because I stop paying in early and because I’m applying for it Young . but richness is relative and if I have a live comfortably until I’m 55 on way less money than you get on  benefits or universal credit then a small pension but it’s reduced because I stopped early and retired young will still be enough. so we continue with the trick that is the truth to be happy . happiness is definitely the trick and happiness is a girl if you’re happy. And if you’re happy I would say you don’t need financial riches. I am happy if I have paid my home so I am secure in my home to provide a roof over my child’s head and I feed and clothe him, Education him, give him love and we have time spent together which is fun we are happy and I feel blessed and I feel joy I feel blissful sometimes. I think that’s very true . well speaking of the difficult times I was statutorily homeless with my child was to so at this point they clearly had no money at all andI worked full time and paid for full-time childcare and full-time childcare half my wages and a lot of the other half I was well used to living frugally and I would say I survive this downturn precisely because I was so well trained Self trained at living frugally and that is also how I climbed out of it because if you continue to improve then you manage until things start to get better because I’d already put so much by way of paying for my house and paying for the boat I was able to sell those things for a roof over my child’s head and my blessings continue.